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Analyst, Consumer Credit I in Newport Beach, CA at Hyundai Capital America

Date Posted: 6/22/2018

Job Snapshot

Job Description

General Summary:


This position is responsible for making credit decisions that meet acceptable underwriting standards within HCA’s policies and procedures as well as adhering to all State and Federal regulatory compliance.

Essential Job Function:


•         Analyze information from credit applications and credit reporting agencies to make sound credit decisions while effectively negotiating the terms and conditions of loan decisions

•         Balance the demands of Production, Sales Support, Risk, and Quality Assessments as established.  Participate in team meetings and Calibrations to communicate, share trends, review Policies & Procedures and team goals.

•         Follow up for approvals and pending contracts to increase capture rate and monitor dealers portfolio

•         Conduct customer interviews and investigations when needed to facilitate in credit decisions or assist in funding process.  Coach and assist dealers to resolve funding issues and reduce CIT.

•         Collaborate with other departments for effective management of dealer communication, service levels and complaint resolution including but not limited to Collections, Funding, Sales and Customer Service


Knowledge and Skills:


•         Analytical with a high attention to detail and accuracy

•         Strong verbal, written and interpersonal communication skills

•         Motivated team player

•         Self starter with excellent time management skills

•         Ability to negotiate, influence and collaborate to build successful relationships

•         Ability to communicate confidently and professionally

Education and Experience:


•High school diploma required

•College degree preferred

•1 -2 years of prior underwriting, funding or collection experience desired or equivalent combination of education and/or  experience

Hyundai is an Equal Opportunity Employer  M/F/D/V

Primary Location:  United States-California-Newport Beach
Work Locations:  
Headquarters 2 (HCA_HQ2)
4000 MacArthur Blvd. Ste 1000 West Tower
Newport Beach, 92660

Job:  Underwriting Op.
Job Type:  Regular
Job Level:  Individual Contributor
Schedule:  Full-time
Job Posting:  Jun 22, 2018